September 9, 2021
AgencyIs There an Open Enrollment Period for Medicare?
If you’re approaching 65 years old, your Initial Enrollment Period (IEP) for Medicare is around the corner. Medicare is a program that offers health insurance coverage to senior citizens that’s been paid for through the years they worked. If you have received Social Security Disability benefits for at least 24 months, the program will automatically […]
August 16, 2021
AgencyMedicare Part D Drug Plans
Prescription drugs are among the most common, recurring medical expense for most Americans. If you are over 65 years old, you can choose to enroll in Medicare and join a Medicare drug plan to help offset your prescription expenses. Understanding the Parts of Medicare Medicare is a government-sponsored health insurance program for certain individuals that also offers […]
June 28, 2021
AgencyGot Medicare Advantage? You Might Qualify for a Medicare Giveback Benefit!
Many Americans choose to enroll in a Medicare Advantage plan, also known as Medicare Part C . These private policies, offered by numerous major insurance carriers, sometimes provide more expansive benefits—like dental, vision, and hearing aids—in addition to benefits offered by Original Medicare Parts A & B. While some of these Medicare Advantage plans have […]
June 16, 2021
AgencyThe Medicare “Extra Help” Program
Extra Help, also known as the Low-Income Subsidy, is a program to help people with limited income and resources pay their Medicare prescription drug costs. Through this program, Medicare helps pay your Part D monthly premium, any yearly deductible, coinsurance and copayments. If you qualify, you pay $0 or very low premiums for your prescription […]
June 4, 2021
AgencyLearn How a Medicare Savings Program (MSP) Can Help You Save Money on Your Medicare Costs
Nearly all Americans are entitled to receive Medicare health insurance benefits at some point in their life, generally after they reach retirement age. However, though the Medicare program is taxpayer supported, it still obligates policyholders to pay for a certain portion of their medical care and benefits. Still, many people struggle to afford regular costs […]
June 4, 2021
AgencyWill the Medicare IRMAA increase your cost for Medicare Part B &D when you enroll in Medicare?
When you apply for Medicare, you are enrolling in a government-sponsored health insurance program, supported by U.S. taxpayers. Most people enroll at the time they turn 65, though plans are available for individuals with certain disabilities or qualifying chronic illnesses, too. However, even though Medicare is taxpayer supported, enrolling in it does not mean that […]
May 20, 2021
AgencyLearn How a Medicare Savings Program (MSP) Can Help You Save Money on Your Medicare Costs
Nearly all Americans are entitled to receive Medicare health insurance benefits at some point in their life, generally after they reach retirement age. However, though the Medicare program is taxpayer supported, it still obligates policyholders to pay for a certain portion of their medical care and benefits. Still, many people struggle to afford regular costs […]
May 11, 2021
AgencyWill the Medicare IRMAA increase your cost for Medicare Part B &D when you enroll in Medicare?
When you apply for Medicare, you are enrolling in a government-sponsored health insurance program, supported by U.S. taxpayers. Most people enroll at the time they turn 65, though plans are available for individuals with certain disabilities or qualifying chronic illnesses, too. However, even though Medicare is taxpayer supported, enrolling in it does not mean that […]