Call Us 516-319-2214 ☰ ˟
Get A Free Quote
Seniors Health Plan Advisors
Call 516-319-2214

To speak with Tony Calvacca

Your local New York Licensed Agent

  • HOME
  • Medicare Basics
    • Medicare Basics Video
    • Original Medicare (Part A and Part B)
    • Medicare Supplement Insurance (Medigap Policy)
    • Medicare Advantage Plans
    • Medicare Prescription Drug Coverage (Part D)
    • Enrolling in Medicare
  • Medicare Services
    • Free Private Medicare Consultations
    • Free Medicare Insurance Price Quotes
    • Free Medicare Information By Phone
    • Free Medicare Webinars
    • Free Medicare Information By First Class Mail
    • Services For Businesses
  • BLOG
  • About Us
    • About Us
    • Our Location
    • Testimonials
  • Contact
Original Medicare
Part A & B
MEDICARE
SUPPLEMENT PLANS
MEDICARE
ADVANTAGE PLANS
PRESCRIPTION
DRUG PLANS
ENROLLING
IN MEDICARE
Home > Long-Term Care Insurance Home

Long-Term Care Insurance


Long-Term Care Insurance Information

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily

Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”

Long-term care isn’t a very helpful name for this type of situation because, for one thing, it might not last for a long time. Some people who need ADL services might need them only for a few months or less.

Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.

Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because generally Medicare and most private health insurance pays only for skilled care–not custodial care.

Facebook
Twitter
Google+
LinkedIn
Have Questions?
Get a Free Plan Review
How Can I Help You?

With a wide variety of Medicare plans to choose from it can be difficult to know if you are getting the best coverage for the lowest cost based on your needs. Fortunately, help is just a phone call away!

Contact Us
Resources
Original Medicare Part A & B
Medicare Supplement Plans
Medicare Advantage Plans
Prescription Drug Plans
Enrolling in Medicare
About Me
Blog
Testimonials
Contact Us
We serve All Counties in New York State. 150 Motor Parkway, Suite 401
Hauppauge, NY 11788

O: 516-319-2214
F: 866-783-3196
E: tony@seniorshealthplans.com
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
By submitting your contact information you acknowledge a licensed insurance agent may contact you by phone, email or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance or Prescription Drug Plans. Seniors Health Plan Advisors is not affiliated with the U.S. Government or the Federal Medicare Program.
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.